Our Services and Site are not directed to children and children are not eligible to use our Services. Protecting the privacy of children is very important to us. We do not collect or maintain Personal Information from people we actually know are under 18 years of age, and no part of our Site or Services is designed to attract people under 18 years of age. If we later learn that a user is under 18 years of age, we will take steps to remove that user’s Personal Information from our databases and to prevent the user from utilizing the Site and the Services.
How We Collect Information
In general, the Personal Information we gather enables us to provide the Services to you and helps us learn more about the use of the Site and/or Services. We collect Personal Information that you submit to us voluntarily at registration and in the course of your use of the Site and/or Services. To use certain features of the Site, we require you to create an “Account” by providing your name, email address, password and birthday. When you create an Account, we will collect information about your retirement accounts and transactions (such as purchases, sales, account balances, holdings, inquiries, etc.). When you communicate with us by sending us an email, we will collect and store any information that is contained in your communications with us. You can choose not to provide us with certain information, but this may limit the features of the Site or Services you are able to use.
We require you to provide your account credentials, including users’ names and passwords, for third party accounts, including your 401(k) provider account (“Third Party Credentials”). We will use your Third Party Credentials solely to provide the services you request. We encourage you to use user names and passwords that are different from Third Party Credentials on those accounts that you do not use with the Services.
When you order Services, our third party payment processor will collect payment and billing information in order to process the complete the transaction.
Our Relationship with Third Party Accounts. We have created interfaces that allow you to connect with third party accounts, including 401(k) providers (each a “Third Party Account”), through the Services. In order to provide this authorization, you will need to log-in to that Third Party Account directly through the Services. Once authorized by you, we can access your Third Party Account information. You can revoke our access to any Third Party Account at any time by amending the appropriate settings from within your account settings on the applicable Third Party Account.
We collect the following types of Anonymous Information:
Information Collected by Our Servers: We gather certain information automatically and store it in log files. Our servers (which may be hosted by a third party service provider) collect information from you, including but not limited to your browser type, operating system, geographic location, Internet Protocol (“IP”) address, domain name, and/or a date/time stamp for your visit, clickstream data and referring/exit pages. We use this information to analyze trends, administer the Site, track users’ movements around the Site, gather demographic information about our user base as a whole, and better tailor our Services to our users’ needs.
Log Files: We gather certain information automatically and store it in log files. This information includes IP addresses, browser type, Internet service provider (“ISP”), referring/exit pages, operating system, date/time stamp, and clickstream data. We use this information to analyze trends, administer the Services, track users’ movements around the Services, gather demographic information about our user base as a whole, and better tailor our Services to our users’ needs.
How We Use Information
We will use your Personal Information to:
We may also use your Personal Information to create Anonymous Information records by excluding information that makes the information personally identifiable to you.
How We Disclose Information
We disclose certain Personal Information:
We reserve the right to disclose Anonymous Information publicly without restriction.
Controlling Your Information
Certain information is necessary in order for us to provide the Site or Services; therefore, if you delete such necessary information you will not be able to use the Site or Services. Please note that even though you may request the deletion of your Personal Information by us, we may be required (by law or otherwise, such as to prevent fraud, resolve disputes, troubleshoot problems, or enforce our Terms and Conditions) to keep this information and not delete it (or to keep this information for a certain time) in which case we will comply with your deletion request only after we have fulfilled such requirements. When we delete Personal Information, it will be deleted from the active database, but may remain in our archives.
If you decide at any time that you no longer wish to accept Cookies from our Service for any of the purposes described above, then you can instruct your browser, by changing its settings, to stop accepting Cookies or to prompt you before accepting a Cookie from the websites you visit. If you do not accept cookies, however, you may not be able to use all portions of the Services or all functionality of the Services.
We will communicate with you primarily in the form of emails. You can manage the frequency and/or opt out of receiving these communications by changing your settings on the Site and/or clicking the “Unsubscribe” link at the bottom of each email. Please note that even if you unsubscribe or opt-out, we may still send you Site and Services related communications (e.g., emails related to your account or the Site). You may also sign up to receive account updates using text messaging. You can opt in or out of the service through your Account at any time.
Information Disclosed to Third Parties
Third Party Payment Processor
For online payments payouts, we use third party payment services. For more information on how payments are handled, or to understand the data security and privacy afforded such information, please contact firstname.lastname@example.org.
California Privacy Rights
California residents have the right to request and receive information regarding the third parties we have disclosed their Personal Information for direct marketing purposes in the prior calendar year, including the type of information disclosed. This request can be made once per year, without charge, by contacting kinetikwealth.com or write to us at: Kinetik Finance, Inc., Attn: Privacy, Kinetik Finance, Inc., Attn: Privacy. 142 East Ontario Street, 10thFloor, Chicago, Illinois 60611
How We Respond to Do Not Track Signals
We do not currently respond to “do not track” signals or other mechanisms that might enable consumers to opt out of tracking on the Service.
Security of Your Information
We are committed to attempting to protect the security of your Personal Information. We use a variety of industry-standard security technologies and procedures to help protect your Personal Information from unauthorized access, use, or disclosure. We also require you to enter a password to access your Account. Please do not disclose your Account password to other persons. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we use what we believe are reasonable efforts to protect your Personal Information, we cannot guarantee its absolute security.
Contacting Kinetik Finance
Last Updated: May 18, 2018